Pay at Close

Keep Your Cash in Hand & Defer Your Inspection Cost Until You Close

Cut Down On Upfront Expenses

One less out-of-pocket expense that you have to pay upfront, so you can focus on the excitement of your new home!

Eliminate Scheduling Stress

Stress less about scheduling a thorough inspection by easily adding ancillary services for your home and rolling the cost into your closing costs.

No credit check

You can use Pay-At-Close with total peace of mind. Qualification is hassle-free with no credit check or impact on your credit score, just a $100 convenience fee added directly to your closing statement.

Follow These Simple Steps:

Sign

Sign Pay at Close legal agreement with Spectora.

Provide Card

Provide a backup credit card that will be charged if payment is not received 7 business days after closing or if the closing is canceled.

Notify

Notify Spectora if your closing details change or your closing is canceled